Val-Chris Investments

How Inflation Affects Hard Money Lending

Inflation causes the general price of living to rise due to the currency’s value depreciating. This means that purchasing power decreases, which can negatively impact the overall economy. We see how inflation affects real estate and retail markets, but how does inflation affect hard money lending?

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4 Commercial Real Estate Investing Mistakes To Avoid

Commercial real estate has always been a lucrative industry. Many people build their wealth by investing in developments they feel will generate heaps of capital. While some are successful, quite a few investors wish they could do things differently. You must find the best opportunity and do your due diligence and homework so you don’t drop the ball on potential properties.

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A Brief Guide to Loan-to-Cost (LTC) Ratio

Knowing the many factors in place when planning a new construction or rehabilitation project is important for receiving a commercial real estate loan. Commercial real estate is highly profitable, but it comes with risks—no one wants to be on the losing end. Conditions can ensure lenders get the best odds when lending to eager entrepreneurs.

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Why Trust Deed Investing Is Smart in Times of Inflation

It’s no secret that the financial landscape of the United States has changed in the last year. Inflation has been a buzzword for a couple of months, and we’re seeing it take effect in every aspect of our lives. We understand how inflation affects the country, from soaring grocery costs to fluctuating gas prices to astronomical plane ticket prices.

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A Quick Guide on How and When To Use Deeds of Trust

In 30 states, people can use a deed of trust as an alternative to traditional mortgages. These help the lender secure the promissory note from the borrower. With a deed of trust, lenders have the protection to take legal action if the loan isn’t paid back. As straightforward as it seems, it’s easy to get lost in the language and technicalities.

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