Val-Chris Investments

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Hard Money Loans

Two people sitting at a table and discussing loans while looking over paperwork. Their faces are out of frame.

A Fundamental Guide to Hard Money Lending

In a tight lending environment, banks may raise their standards and restrict lending to reduce risk. This can place entrepreneurs, investors, and business owners in a difficult position. 

Cash flow and unexpected expenses are some of the biggest challenges for growing businesses. Real estate investors facing a competitive property market need to act on potential investments without delay. When the time to fund and qualifications to finance are unreasonable through conventional lenders, hard money loans offer fast, flexible financing with competitive terms to commercial borrowers. 

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reviewing hard money loans

A Brief Guide to Hard Money Lender License Requirements

A career in real estate investing can be lucrative when done right. One of these paths is becoming a lender for hard money loans, which are short-term loans that can be used to refinance a loan or purchase an investment property. Hard money lenders are typically private lenders who aren’t affiliated with a financial institution, and they use the property as collateral to back the loan.

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The Different Types of Residential Real Estate Loans

There are many properties you can purchase for your real estate investment, but buying residential can provide versatile opportunities. Whether you’re seeking immediate returns or real assets for long-term capital appreciation, residential real estate can add value to your portfolio. 

There are several types of residential real estate loans, but it’s always a good idea to choose one that’s suited to your specific investment project. Let’s examine a few loans to consider for your next venture.

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