Val-Chris Investments

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Val-Chris Investments

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Why You Should Invest in Mixed-Use Property

Mixed-use properties are common in metropolitan cities like New York and Washington, D.C., where population density requires efficient use of space. However, as social standards and consumer behaviors change, the appeal is growing in communities nationwide.

If you’ve ever walked through a historic downtown area, you have encountered this type of combination real estate that layers residential and commercial fixtures for a walkable community. It’s easy to understand the convenience of having a coffee shop, favorite restaurant, and other local businesses close to home.

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6 Loan Options for First-Time Home Buyers

House flipping is a real estate venture that involves purchasing homes that need a facelift. After fixing up the home, the value goes up, and the renovator ends up selling the house for double or triple the price. House flipping can be a lucrative business when done right, but it’s important to note that it comes with financial risks, especially for first-time buyers.

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Don’t Get Scammed: 5 Signs Your Loan Isn’t Legit

Business loans can be an excellent idea to help your business grow. However, when shopping for a business loan, you want to remember that scammers out there take advantage of business owners they think may be desperate for help. Knowing how to check if a loan company is legitimate is essential. Business loan scams have long lasting effects on business owners and once the scam is done it is hard to recuperate those funds.

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The Different Types of Residential Real Estate Loans

There are many properties you can purchase for your real estate investment, but buying residential can provide versatile opportunities. Whether you’re seeking immediate returns or real assets for long-term capital appreciation, residential real estate can add value to your portfolio. 

There are several types of residential real estate loans, but it’s always a good idea to choose one that’s suited to your specific investment project. Let’s examine a few loans to consider for your next venture.

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Rate Compression in Private Money

Conventional mortgage rates are generally determined by a number of factors such as the federal reserve’s rate policy and the secondary market. In the current environment of rising interest rates, while interest rates are generally low, conventional lender’s rates change daily in small amounts. The final rate is dependent on when the rate is “locked in” by the lender putting the loan together.

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Why We Require 125% ALTA/CLTA Policy for Trust Deeds

No financial investment is guaranteed, regardless of the vehicle you choose to put your money into. 

Alternative assets like trust deeds have a lower correlation with the public market, offering greater stability and consistent returns. This makes them a valuable choice for portfolio diversification. 

Trust deeds are secured by real property and include policies for lender risk mitigation. To understand how your interests are protected as a private real estate lender, let’s explore title insurance requirements and why we set the bar at 125 percent.

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